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PANACEA

PANACEA

Govt. Jobs

BANK PO/CLERK

BANK PO/CLERK

Panacea Bharti Institute has produced thousands of successful candidates in Bank examinations over the last two decades.

Our classes by expert faculty for all sections of the syllabus followed by doubt sessions and weekly tests help students to clear tier I and II exams. Regular offline batches are conducted from morning 7 am to 9am and last 5-7pm. Complete notes, practice books and mock tests are provided to ensure success.

BANK PO/CLERK

• IBPS PO & Clerks
• SBI PO & Clerks
• IBPS RRB PO & Clerks
• IBPS Specialist Officers
• RBI Officers & Assistants
• NABARD Grade A & B
• SEBI Grade A Officers

Insurance Exams

• LIC AAO & Assistants
• GIC AO & Assistants

IBPS – PO

Conducting Body: Institute of Banking Personnel Selection

Eligibility Criteria

Age: 20-30 years

Educational qualifications: Graduate (any discipline)

Structure Of Examination

The structure of the Examinations which will be conducted online are as follows:

a. Preliminary Examination (Objective Test)

Sr. Tests Questions Marks Medium Time
1 English Language 30 30 English 20 minutes
2 Quantitative Aptitude 35 30 English and Hindi 20 minutes
3 Reasoning Ability 35 40 English and Hindi 20 minutes
Total 100 100 60 Minutes

Must clear sectional cut-offs in all 3 tests; candidates are shortlisted category-wise for Mains.

a. Main Examination (Objective and Descriptive)

Sr. Tests Questions Marks Medium Time
1 Reasoning 40 60 English & Hindi 45 mins
2 General / Economy / Banking Awareness / Digital / Financial Awareness including RBI circulars 50 60 English & Hindi 35 mins
3 English Language 40 20 English 35 mins
4 Data Analysis & Interpretation 40 60 English & Hindi 45 mins
TOTAL 170 200 160 mins
5 Descriptive Paper (Essay and Comprehension) 02 25 English 30 mins

• Negative marking: 0.25 per wrong answer
• Cut-off: Sectional + overall (Mains)
• Personality Test: Mandatory (non-qualifying), shared with interview panel

b. Interview: Conducted by participating banks, Final merit = Mains + Interview

IBPS Clerk

Recruitment for Customer Service Associates has two stages Prelims and Mains and final allotment is based on merit, preferences, and vacancies.

Eligibility Criteria

Age: 20-28 years

Educational qualifications: Graduate (any discipline)

Structure of examination

a. Preliminary Examination (Objective Test)

No. Name of Tests Medium Questions Marks Time Allotted
1 English Language English 30 30 20 minutes
2 Numerical Ability 35 35 20 minutes
3 Reasoning Ability 35 35 20 minutes
Total 100 100 60 minutes

Candidates must clear the sectional cut-offs in all three tests.

b. Main Examination (Objective Test)

No. Name of Tests Medium Questions Marks Time
1 General / Financial Awareness 40 50 20 minutes
2 General English English 40 40 35 minutes
3 Reasoning Ability 40 60 35 minutes
4 Quantitative Aptitude 35 50 30 minutes
Total 155 200 120 minutes

• Negative marking: 0.25 per wrong answer

SBI – PO

SBI invites online applications for Probationary Officers (all-India posting) and conducts a three-stage selection process—Prelims, Mains, and Phase III (Psychometric Test, Group Exercise & Interview); candidates who qualify each stage proceed to the next.

Eligibility Criteria

Age Limit: 21–30 years

Educational Qualification: Candidates must be graduates in any discipline (or equivalent); final-year students are provisionally eligible, including those with professional or integrated dual degrees.

Structure of examination

The selection for Probationary Officers will be done through a three-Phase process:

Phase-I: Preliminary Examination: Objective Test for 100 marks will be conducted online.

No. Test Questions Duration
1 English Language 40 20 min
2 Quantitative Aptitude 30 20 min
3 Reasoning Ability 30 20 min
Total 100 60 min (1 hr)

• Shortlisting for Mains is based on overall Prelims marks (no sectional cut-off)
• About 10× vacancies are selected category-wise

Phase-II: Main Examination:

· Conducted online with Objective (200 marks) and Descriptive (50 marks) tests
· Descriptive test is taken immediately after Objective and is typed on computer

(i) Objective Test

Test Section Questions Marks Duration
I Reasoning & Computer Aptitude 40 60 50 min
II Data Analysis & Interpretation 30 60 45 min
III General Awareness (Economy/Banking) 60 60 45 min
IV English Language 40 20 40 min
Total — 170 200 3 hours

(ii) Descriptive Test: Communication Skills

Section Questions Marks Duration
• Emails (1 out of 2 options)
• Situation Analysis (1 out of 2 options)
• Either Reports writing or Precis Writing (Anyone out of 2 options). 		3 30 30 min

Grand Total: 230 Marks

Selection Criteria for Phase-III

• Clear sectional cut-offs (including descriptive)
• Shortlisting based on overall Mains marks
Penalty: 0.25 marks deducted for each wrong answer

Phase-III (Components)

• Psychometric Test
• Group Exercise
• Personal Interview

Phase-III: Comprise of (a) Psychometric Test (b) Group Exercise (c) Personal Interview

(a) Psychometric Test: The Bank will conduct Psychometric test for personality profiling, of those candidates who will be shortlisted for Phase-III.

(b) (Group Exercise & Interview)

Component Marks
Group Exercise 20
Interview 30
Total 50

The minimum qualifying marks will be as decided by the Bank.

Candidates must qualify Phase II and Phase III separately, and final merit is based on normalized marks of Mains (Objective + Descriptive) + Phase III (GE & Interview), while Prelims marks are not counted.

Final Merit Calculation – SBI PO

Component Maximum Marks Normalized Marks
Main Exam (Objective + Descriptive) 230 75
Group Exercise & Interview 50 25
Total 280 100

Final merit is based on combined (normalized) Phase-II & Phase-III marks (out of 100); selection is made from top-ranked candidates in each category.

SBI – Clerk

Candidates applying for SBI Junior Associate (Clerical) can choose only one State/UT and take the exam once.

Eligibility Criteria

Age: 20 years to 28 years

Education Qualifications: Graduate in any discipline from a recognised university

Selection Procedure

The selection process will consist of on-line test (Preliminary & Main exam)

Phase-I: Preliminary Examination: Online objective test (100 marks), 1 hour, with 3 sections.

Sl. Test Medium Questions Marks Duration
1 English Language English 30 30 20 min
2 Numerical Ability 35 35 20 min
3 Reasoning Ability 35 35 20 min
Total 100 100 Hour

• Separate timing for each section
• 0.25 negative marking per wrong answer
• No sectional cut-off
• Shortlisting based on total marks

Phase - II: Main Examination:

Sl. Name of Test Medium Questions Marks Duration
1 General / Financial Awareness 50 50 35 min
2 General English English 40 40 35 min
3 Quantitative Aptitude 50 50 45 min
4 Reasoning Ability & Computer Aptitude 50 60 45 min
Total 190 200 2 Hr. 40

• Separate timing for each section
• 0.25 negative marking per wrong answer
• No sectional cut-off or section-wise marks
• Final qualification based on overall score decided by the bank

Phase – III: Candidates not having studied the specified local language in Class 10th/12th must qualify a post-selection LLPT (reading, writing, speaking) or face disqualification.

No. Test Pattern Section Passages Questions Marks
1 Non-Verbal Test Objective 3 15 15
Subjective 3 15 15
2 Verbal Test 20

STATE GOVT. JOBS

State Govt. Exams

• Food & CS Inspectors
• Co-operative Inspectors
• High Court Clerks
• Taxation Inspectors
• Police SI & Constables
• PUDA, GLADA & PSPCL
• Tehsil Welfare Officer etc.
• Revenue Patwari
• Naib Tehsildar
• Municipal Corporation
• Agricultural Development Officer
• Labour Inspector
• Section Officer

CENTRAL GOVT. JOBS

CENTRAL GOVT JOBS

• SSC – CGL
• SSC - CHSL for +2
• Intelligence Bureau
• EPF Clerk
• EPF Asstt. Commissioner
• FCI
• PSUs & Railway
• Delhi Police SI/ASI
• Constable/Head Constable
• Assistant Commandant
• Post Office Jobs
• CDS
• AFCAT
• NDA
• CAPF
• CISF
• Agniveer
• Other Govt. Jobs

INSURANCE

  • LIC AAO & Assistants
  • GIC AO & Assistants

SSC CGL/CHSL

Panacea Bharti Institute is successfully grooming students for SSC from last two decades.

Our classes by expert faculty for all sections of the syllabus followed by doubt sessions and weekly tests help students to clear tier I and II exams. Regular offline batches are conducted from morning 7 am to 9am and last 5-7pm. Complete notes, practice books and mock tests are provided to ensure success.

SSC CGL

The SSC CGL (Staff Selection Commission - Combined Graduate Level) exam is a national-level competitive test in India. It recruits graduates for prestigious Group B and Group C officer and assistant-level posts across various central government ministries, departments, and organizations.

Details of the Posts

2.1 Pay Level-8 (₹ 47600 to 151100)

Sr. No. Name of Post Ministry/Department/Office/Cadre Classification of Post Age Limit
1 Assistant Audit Officer (Central Cadre) Indian Audit & Accounts Department under O/o Comptroller and Auditor General of India (C&AG) Group “B” Gazetted (Non-Ministerial) 18–30 years
2 Assistant Audit Officer (State Cadre) Indian Audit & Accounts Department under O/o Comptroller and Auditor General of India (C&AG) Group “B” Gazetted (Non-Ministerial) 18–30 years
3 Assistant Accounts Officer (State Cadre) Indian Audit & Accounts Department under O/o Comptroller and Auditor General of India (C&AG) Group “B” Gazetted (Non-Ministerial) 18–30 years

2.1 Pay Level-7 (₹ 44900 to 142400)

S. No. Name of Post Ministry/Department/Office/Cadre Classification of Post Age Limit
1 Assistant Section Officer Central Secretariat Service Group “B” 20–30 years
2 Assistant Section Officer Intelligence Bureau Group “B” 18–30 years
3 Assistant Section Officer Ministry of Railways Group “B” 20–30 years
4 Assistant Section Officer Ministry of External Affairs Group “B” 20–30 years
5 Assistant Section Officer AFHQ Group “B” 20–30 years
6 Assistant Section Officer Ministry of Electronics and Information Technology Group “B” 18–30 years
7 Assistant / Assistant Section Officer Other Ministries/ Departments/ Organizations Group “B” 18–30 years
8 Inspector of Income Tax CBDT Group “C” 18–30 years
9 Inspector (Central Excise) CBIC Group “B” 18–30 years
10 Inspector (Preventive Officer) Group “B” 18–30 years
11 Inspector (Examiner) Group “B” 18–30 years
12 Assistant Enforcement Officer Directorate of Enforcement, Department of Revenue Group “B” 18–30 years
13 Sub Inspector Central Bureau of Investigation Group “B” 20–30 years
14 Inspector Posts Department of Posts, Ministry of Communications Group “B” 18–30 years
15 Inspector Central Bureau of Narcotics, Ministry of Finance Group “B” 18–30 years

2.2 Pay Level-6 (₹ 35400 to 112400)

Sr. No. Name of Post Ministry/Department/Office/Cadre Classification of Post Age Limit
1 Assistant / Assistant Section Officer Other Ministries/ Departments/ Organizations Group “B” 18–30 years
2 Executive Assistant CBIC Group “B” 18–30 years
3 Research Assistant National Human Rights Commission (NHRC) Group “B” 18–30 years
4 Divisional Accountant Offices under C&AG Group “B” 18–30 years
5 Sub Inspector National Investigation Agency (NIA) Group “B” 18–30 years
6 Sub-Inspector / Junior Intelligence Officer Narcotics Control Bureau (MHA) Group “B” 18–30 years
7 Junior Statistical Officer Ministry of Statistics & Programme Implementation Group “B” 18–32 years
8 Statistical Investigator Grade-II Ministry of Home Affairs Group “B” 18–30
9 Office Superintendent CBDT Group “B” 18–30 years
10 Section Head Director General of Foreign Trade Group “B” 18-30 years

2.3 Pay Level-5 (₹ 29200 to 92300)

Sr. Name of Post Ministry/Department/Office/Cadre Classification of Post Age Limit
1 Auditor Offices under C&AG Group “C” 18–27 years
2 Auditor Offices under CGDA Group “C” 18–27 years
3 Auditor Other Ministry/ Departments Group “C” 18–27 years
4 Accountant Offices under C&AG Group “C” 18–27 years
5 Accountant Controller General of Accounts Group “C” 18–27 years
6 Accountant / Junior Accountant Other Ministry/ Departments Group “C” 18–27 years

2.4 Pay Level-4 (₹ 25500 to 81100)

Sr. No. Name of Post Ministry/Department/Office/Cadre Classification of Post Age Limit
32 Postal Assistant/ Sorting Assistant Department of Posts, Ministry of Communications Group “C” 18–27 years
33 Senior Secretariat Assistant/ Upper Division Clerks Central Govt. Offices/ Ministries other than CSCS cadres Group “C” 18–27 years
34 Senior Administrative Assistant Military Engineering Services, Ministry of Defence Group “C” 18–27 years
35 Tax Assistant CBDT Group “C” 18–27 years
36 Tax Assistant CBIC Group “C” 18–27 years
37 Sub-Inspector Central Bureau of Narcotics, Ministry of Finance Group “C” 18–27 years

Note : Age Relaxation as per reservation

Educational Qualifications:

Assistant Audit Officer (Central Cadre)

• Bachelor's Degree from a recognized University or Institute.

Assistant Audit Officer (State Cadre)

• Bachelor's degree from a recognized university/institute.
• Proficiency in the concerned State's Regional/Official Language at the matriculation level, with a valid Secondary School certificate from a recognized State/Central Board.

Assistant Accounts Officer (State Cadre)

• Bachelor's degree from a recognized University/Institute.
• Matriculation-level proficiency in the concerned State's Regional/Official Language with a valid certificate.

Junior Statistical Officer (JSO)

Candidates must possess either of the following:
• Bachelor's Degree in any discipline with at least 60% marks in Mathematics at the 12th standard, OR
• Bachelor's Degree in any discipline with Statistics as one of the subjects at the degree level.

Statistical Investigator Grade-II

Bachelor's Degree in any one of the following disciplines:

• Statistics
• Mathematics
• Economics
• Demography
• Population Studies
• Operation Research
• Information Technology
• Computer Science
• Computer Engineering
• Computer Technology
• Computer Applications
• Data Science
• Artificial Intelligence
from a recognized University or Institute.

All Other Posts

• Bachelor's Degree from a recognized University or equivalent.

Note

• Final-year graduates may apply
• Open & Distance Learning (ODL) degrees are valid only if recognized by the UGC for the relevant period.
• Original educational certificates must be produced during Document Verification.
• The qualifying examination result must be declared by the cut-off date.
• Candidates claiming an equivalent qualification must produce a valid Equivalence Certificate during Document Verification; equivalence will be decided by the User Department/Appointing Authority.

Scheme of the Examination:

The Computer Based Examination comprises Tier-I and Tier-II.
multi-shift scores will be normalized by the Commission for merit and cut-off determination

Scheme of Tier-I Examination

Tier Subject Number of Questions Maximum Marks Time allowed
I A. General Intelligence and Reasoning 25 50 1 hour (with sectional timer of 15 minutes for each subject)

(1 hour and 20 minutes (with sectional timer of 15+5=20 minutes for each subject) for the candidates eligible for scribe)
B. General Awareness 25 50
C. Quantitative Aptitude 25 50
D. English Comprehension 25 50

• Tier-I: Objective-type MCQs in English & Hindi (except English Comprehension).
• Negative marking: 0.50 mark per wrong answer.

Scheme of Tier-II Examination

Tier Paper Session Subject Number of Questions Maximum Marks Time Allowed
II Paper-I Session-I
(2 hours and 15 minutes) 		Section-I:
A: Mathematical Abilities
B: Reasoning and General Intelligence 		30
30
Total = 60 		60×3 = 180 1 hour (with sectional timer of 30 minutes for each subject)

(1 hour and 20 minutes for the candidates eligible for scribe)
Section-II:
A: English Language and Comprehension
B: General Awareness 		45
25
Total = 70 		70×3 = 210 1 hour (40 min: English Language & Comprehension + 20 min: General Awareness)

With scribe: 1 hour 20 minutes (55 min: English Language & Comprehension + 25 min: General Awareness)
Section-III:
Computer Knowledge Test 		20 20×3 = 60 15 Minutes (For Section-III & IV each)
(20 minutes for the candidates eligible for scribe)
Section-IV:
Data Entry Speed Test 		One Data Entry Task - 15 Minutes (For Section-III & IV each)
Session-II (15 minutes) 100×2 = 200 2 hours (2 hours and 40 minutes for the candidates eligible for scribe)
Paper-II Statistics 100 100×2 = 200 2 hours (2 hours and 40 minutes for the candidates eligible for scribe)
Paper III General Studies (Finance and Economics) 100 100×2 = 200 2 hours (2 hours and 40 minutes for the candidates eligible for scribe)

Tier-II Examination

• Conducted in separate shifts/days for Paper-I, II & III.
• Paper-I: Mandatory for all candidates.
• Paper-II: Only for JSO & Statistical Investigator Grade-II candidates shortlisted in Tier-I.
• Paper-III: Only for AAO/Assistant Accounts Officer candidates shortlisted in Tier-I.

SSC CHSL

The SSC CHSL (Combined Higher Secondary Level) exam is an annual national-level test conducted by the Staff Selection Commission to recruit 12th-pass candidates for LDC, JSA, and DEO positions across central government ministries.

Pay Scale:

• Lower Division Clerk (LDC)/ Junior Secretariat Assistant (JSA): Pay Level-2 (Rs. 19,900-63,200).
• Data Entry Operator (DEO): Pay Level-4 (Rs. 25,500-81,100) and Level-5 (Rs. 29,200-92,300).
• Data Entry Operator, Grade ‘A’: Pay Level-4 (Rs. 25,500-81,100).

Age Limit

Candidates must be 18–27 years

Note : Age Relaxation as per reservation

Educational Qualifications:

For Data Entry Operator (DEO) Grade 'A'

Applicable Departments:
• Ministry of Consumer Affairs, Food & Public Distribution
• Ministry of Culture
• Staff Selection Commission
• Passed 12th Standard in Science stream with Mathematics as a subject from a recognized Board or equivalent.

For LDC/JSA and DEO/DEO Grade 'A' (Except DEOs in the above Departments)

• Passed 12th Standard or equivalent examination from a recognized Board or University.

Important Information

• Final-year candidates may apply
• ODL degrees are valid only if UGC-recognized for the relevant period.
• Engineering, Medicine, Dental, Nursing, Pharmacy, Architecture & Physiotherapy degrees are not valid through ODL, except where specifically recognized.
• Original educational certificates must be produced during Document Verification.
• The qualifying examination result must be declared by the prescribed cut-off date.
• Candidates claiming an equivalent qualification must produce a valid Equivalence Certificate; equivalence is decided by the concerned User Department/Appointing Authority.

Scheme of Examination:

• Computer Based Examination (CBE) consists of Tier-I and Tier-II.
• Multi-shift scores will be normalized as per the Commission's prescribed procedure for determining merit and cut-off marks.
Examination updates and schedule changes will be notified only through the Commission's website.

Scheme of Tier-I Examination:

Tier Part Subject (Not in sequence) Number of Questions/ Maximum Marks Time Duration (For all four Parts)
I I English Language (Basic Knowledge) 25 / 50 60 Minutes (80 Minutes for candidates eligible for scribe)
II General Intelligence 25 / 50
III Quantitative Aptitude (Basic Arithmetic Skill) 25 / 50
IV General Awareness 25 / 50

• Objective-type multiple-choice questions (MCQs).
• Questions will be available in English, Hindi, and the language opted by the candidate (for Parts II, III & IV).
• Negative marking: 0.50 marks for each incorrect answer.

Scheme of Tier-II Examination

Tier Session Subject No. of ques Marks Time allowed
II Session-I
(2 hours and 15 minutes) 		Section-I:

A: Mathematical Abilities 		30 60*3 = 180 1 hour (for each section)

(1 hours and 20 minutes for the candidates eligible for scribe)
B: Reasoning and General Intelligence 30
Section-II:

A: English Language and Comprehension 		40 60*3 = 180 1 hour (for each section)

(1 hours and 20 minutes for the candidates eligible for scribe)
B: General Awareness

Total = 60 		20
Section-III:
Computer Knowledge Test 		15 15*3 = 45 Included above
Session-II Section-IV: Skill Test/ Typing Test – Part A: Skill Test for DEOs in Department/ Ministry mentioned 15 Minutes (20 minutes for the candidates eligible for scribe)
Part B: Skill Test for DEOs except in Department/ Ministry 15 Minutes (20 minutes for the candidates eligible for scribe)
Part C: Typing Test for LDC/ JSA 15 Minutes (20 minutes for the candidates eligible for scribe)
10 Minutes (15 minutes for the candidates eligible for scribe)

CDS / AFCAT